AfricaNenda

Reference Guide for Inclusive Instant Payment Scheme Rules

A comprehensive framework for developing scheme rules, offering legal, operational, and governance foundations to build secure and accessible IPS across Africa.

Version 1.0

Reference Guide pathway for Scheme Owner

This curated pathway highlights the sections of the Reference Guide most relevant to your role as a Scheme Owner. The full guide is structured to serve all stakeholder groups — the sections below are specifically recommended for your role based on the activities, responsibilities, and decisions most typical for your position within the instant payment ecosystem.

Access the Full Guide

While this pathway focuses on the most relevant sections for your role, all chapters and annexes are available for reference.